Standard of Care & Code of Ethics

We are a member of the Financial Planning Association, and as such, all financial planning services will be delivered in accordance with the following:

Standard of Care:

Principle 1: We will always put the client's best interests first.
Principle 2: We will always act with due care and in utmost good faith.
Principle 3: We will not mislead clients.
Principle 4: We will provide full and fair disclosure of all material facts.
Principle 5: We will disclose and fairly manage all material conflicts of interest.


Code of Ethics 

Integrity
We will provide professional services with integrity.

Objectivity
We will provide professional services objectively.

Competence
We will maintain the knowledge and skill necessary to provide professional services competently.

Fairness
We will be fair and reasonable in all professional relationships.  We will disclose conflicts of interest.

Confidentiality
We will protect the confidentiality of all client information.

Professionalism
We will act in a manner that demostrates exemplary professional conduct.

Diligence
We will provide professional services diligently.