Our Services & Methodology

Services

Presley Beane Financial Services is dedicated to offering personalized financial advice*. Our primary objective is to educate our clients so that they may confidently reach decisions about negotiating their financial future.

 

Presley Beane Financial Services provides, but is not limited to, each of the following services.

Financial Planning:
From discovery to implementation, our meticulous analysis will assist you in developing a strategy to help achieve your long-term goals. We will determine together the suitable balance of risk exposure and portfolio return which we hope will smooth the road to your financial independence.

Retirement Planning:
Whether you are a business owner building a plan for your employees, or a participant in the company plan at work, we specialize in putting retirement plans to work for you. We are dedicated to your comfortable and expedient retirement.

Estate Planning:
We recognize the importance of having an estate plan that will help minimize tax liability and administrative costs, while potentially avoiding unnecessary delays. Through the use of wills, trusts, insurance, and other vehicles, we can help you ensure that your estate plan meets all of these criteria.

Legacy Planning:
When you have provided for your family and are confident in the other building blocks of your financial plan, we can help you structure your philanthropic interests and charitable giving.

Education Planning:
We all hope to give our children every opportunity to excel, but education expenses can be overwhelming. With consideration and a well executed plan, our goal is to help you focus on the joys of watching your children learn without worrying about how to pay for it all.

Individual and Group Insurance:
With access to a broad range of insurance products, including life, health, disability, and long-term care, we will equip you and your loved ones with the protection to weather most storms.

Business Continuity Planning:
With proper contingencies in place, you can rest assured that your business and your employees will continue to enjoy successful continuity even after you have gone.

Investment Advisory Services:
We provide advisory services tailored to your unique situation and style. Investment Advisory services offered through FSC Securities Corporation.



The Financial Planning Process consists of the following six steps:


1. Establishing and defining the client-advisor relationship.

We will clearly define the services to be provided to you and evaluate both of our expectations and responsibilities. We will fully disclose how we are compensated, when, and by whom.

2. Gathering client data, discovery.

We will accumulate information regarding your financial situation. We will mutually define your personal and financial goals to better understand your time frame for results, and establish your risk tolerance and investment objectives.

3. Analyzing and evaluating your financial status.

We will analyze the information gathered in discovery to assess your current situation and determine what we must do to meet your goals. This may include analysis of your total assets, liabilities, cash flows, insurance coverage, investments, and tax strategies.

4. Developing a financial plan.

We will offer recommendations and provide alternatives that specifically address your goals based on the information you provide. We will discuss these recommedations so that you understand them and feel comfortable making an informed decision. We will also listen to your concerns and revise the recommendations as appropriate.

5. Implementing the financial plan and recommendations.

We will agree on how recommendations will be executed. Ultimately, the decision to implement them is up to you. We will not attempt to sell you any product or service that is not suitable for you.

6. Monitoring the financial planning recommendations.

We will report to you periodically to review your situation and make necessary adjustments, or re-evaluate our recommendations so that your plan evolves in conjunction with your life.


*Securities and investment advisory services offered through FSC Securities Corporation.